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hello, chao, i am simonic recipe i am an italian foreigner was been living in inchendou for years today, i want to share with you guys how foreigners can open a local bank account in china how they deal with the foreign and currency deposits, visuals exchanges and what to keep in mind regarding cross boarded remittances how to apply for a domestic bank card simply visit a bank branch with a value the communication which typically includes a valid passport, a foreigner permanent resident and highd card or a mainland travel permit for hong kong macau residents among the others after you submitted this necessary materials to the bank the staff member will provide you with english version of account opening materials such as an account opening application form, an individual tax, residency, south certification form and more once approved the account will be open on the spot very easy while you can provide that your overseas phone number and address for future conveniences it is recommended to provide a local one in china by doing so it will be smoother more convenient to use mobile banking application for tasks such as banks state many virus, transfer and payments then how to deal with foreigner currency deposit we draws and exchanges generally a two scenario based on the amount of money involved if you intend to deposit the foreigner currency into your foreign exchange account one condition that the foreigner currency to be deposited and all we draw is equivalent to no more than american dollar us dollar ten, thousand per day and you can do that at the bank in other cases if you intend to repose it in a mount exceeding ten thousand us dollar you need to provide some additional materials such as the baggage declaration for for incoming passenger signed and sealed by the castle or a note of previous foreign currency banknote visuals concerning foreign c currency has changed if you want to convert foreign articles currencies into rmb un or vice versa you'll be better this is the back branch with the sign of currency exchange or foreigner currency exchange agency where common currencies are convertible including your dollar you will green english have pounds hong kong dollar, japanese un or australian dollar in china the annal foreign individual facilitation quota for foreign exchange settlement by individual is the fifty thousand us dollar within this water you can make a foreign exchange settlement at the bank with the valid editification of the communication for amounts exceeding this water relevant certification material need to be submitted and approved and reviewed by the bank for father processing if you plan to purchase foreigner currency convert rmb into foreign currency any amuse rmb from an original exchange of up to five hundred years dollar may be converted bank into the foreign currency within the validification documentation for the amount exceeding this the original has to change bank sleep which is for 24 month is required if you want to purchase foreigner currency with the salary r amp。 b legally earn in china then corresponding materials proving the source of foreign exchanges purchase fans are required including tax payment receipt how to remit fans to overseas account after your local bank account is open you can remeat fonts in the current accounts to overseas accounts specifically you can do so via via online channel such as mobile banking and online banking alternatively you can complete it at the bank wrench or a smart quarter with a valid edification or communication when you're handling across board and remittances the benefits of the details information is needed such as ease or air name address the account number from the receiving bank name and the swift core swift this is all for this happies of my friend hope you guys can benefit from their movie formation that it makes your financial life in china more convenient and easy this is panda guy if you have any difficulties in life, please leave a comment so we will try our best to help you i am simona crispy and see you next time chow。


真心的提醒一下华人啊,你们有没有办那个意大利邮局卡?我是办了啊,但是最近呢出现出现了, 这是你想不到的,我昨天嘛就是说电费嘛,快过期了,我在手机上想付一下啊,结果付不了,然后我说为什么付不了,然后手机上那个卡也没有显示出来, 呃,今天早上我就去邮局问了一下啊,邮局他帮我查了一下,说我的邮局这张卡在 itm 那个机器里吗?他说输进很多 n 次密码,然后呢?被冻结了,我说不可能啊,我这张卡一直放在钱包里,我也没有动过啊,中国出来我一直没有用啊,我说不可能的,他说 是的,电脑里面资料显示就是这样子的,那我想想,我说那我的卡是不是被人,被人那个盗了还是怎么样啊? 然后我跟邮局人说,我说那能不能把我这个卡解冻,把我这里面的黑卡转换成那个黄卡里面, 呃,这样子我就黑卡我就不要了,我说要不然等一下人家已经知道了吗?然后再说那个输进去,到时候钱等一下辛辛苦苦赚过来,钱又没了,是不是啊? 然后提醒华人们啊,你们如果有邮局卡呢,经常要看一下,真的,虽然他很便宜,一年好像二十三块钱,涨价了,因为以前是十块钱,现在二十三块钱嘛,所以说要时不时看一下嘛,比较放心一点。
